The time that you need to lodge a life insurance claim is when your chosen policy really proves itself. Mind you; this is when the financial backup you have put in place to provide for your family in the event of something happening to you has to prove its worth.
If you do have to lodge a claim, it means that your current circumstances aren’t going to be that wonderful. However, insurance companies have a range of robust processes that have been designed to help make the claim process as efficient as possible.
Numerous life insurance companies now also provide additional support services such as rehabilitation services or even access to trauma and other counsellors where needed. Other insurers even provide a range of financial planning benefits and services that will help you learn how to maximize any benefits received and secure your family’s financial future.
When you lodge a claim, you will be asked to fill out a claim form. You will also be required to provide information regarding the condition or situation and provide copies of medical certificates, tests or reports – this will have to be provided along with your original policy documentation. When making a claim against a life insurance policy, a valid death certificate will need to be provided.
If you would like further information regarding the claims process on a life insurance product, feel free to contact our team here at Find Life Insurance today. We are always willing to assist you.